Aditya Birla Health Insurance announces new policy for senior citizens

Aditya Birla Health Insurance Co. Ltd. (ABHICL), an Aditya Birla Capital Limited health insurance subsidiary and a noteworthy non-bank financial services, has recently proposed a latest plan for the special health requirements of the senior citizens- Activ Health Essential.

As per credible sources, the Activ Health Essential Plan provides all-inclusive health resolutions like the Day 1 Chronic Management Program coverage in which an existing condition will be covered from day one and if it develops at a later stage, no additional cost will be charged for the same.

Generally, most of the policy covers come with a 20% obligatory co-pay which, in this case, will be waived off by opting for the payment of an extra premium.

For the uninitiated, some fundamental features of the policy include assistance by an expert health coach throughout the senior citizen’s health journey, coverage of mental disability hospitalization, cashless home treatment, coverage of pre-hospitalization medical expenditures for 30 days and post-hospitalization for 60 days, option for choosing during hospitalization emergency and others.

Reportedly, senior citizen, on completing 275 Activ Days in a year, will be entitled to receive up to 50% of the premium in the form of Health Returns which they can use as a reimbursement for health expenses or getting discounts on the renewal of premium and more.

Mayank Bathwal, Chief Executive Officer of ABHICL stated that the pandemic exposed the fraternity to the grim side of healthcare by affecting almost 26% of the aged population with some disease or health condition or another. Additionally, the exorbitant cost of treatments and less knowledge regarding treatments make the elderly feel like a burden on their children.

Apparently, the Activ Health Platinum Essential can be bought for a single user or as a family with a vast range of Sum Insured options on the basis of requirements.

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